Debtors Debuff

Money when you need it, at a cost

Can't Pay Your Fine?

Debt is a nasty old affair. No one wants to be in debt in a world where credit is discouraged and frowned upon. Sometimes there is no way out of it; and you will incur debt through choice, or otherwise. When this happens you will receive a Debtors Debuff. This puts a stink on your reputation and has some pretty significant consequences.

The Consequences

Being a debtor has consequences. Refusing to pay that debt is far worse, and this incurs the Debtors Debuff. This puts a stink on that gleaming reputation of yours can have significant repercussions for the aspiring space commander.

REPUTATION No one wants to be associated with those who wear the Debtors Debuff. For this reason, many contacts, factional vendors, rewards, and other content will be unavailable until you have been cleared of this shameful mark. Sometimes; even once removed, some NPCs and their services may continue to be unavailable to you until you've regained their trust.

INTEREST There are always people who are happy to make a quick profit out of your misfortunes. Being in debt to a creditor comes with interest. These interest rates are scandalous enough, but when the rates are far higher if you incur the Debtors Debuff.